It’s September. The last Bank Holiday before Christmas has past and now the countdown to the festive season has begun. If like me those plans to become a millionaire by next Tuesday haven’t quite, well gone to plan, here are 3 easy ways to save, so you can enjoy the end of year celebrations, without the worry of how to pay for it.
1 – Save your pennies
Yes, I know, the last time you did this was around the age of 3, before you discovered £50 notes and YouTube, but it’s surprising just how those little coins can add up. Get yourself a large jar, tin or piggybank and every time you receive change, remember to feed those pennies, 2p and 5p coins to your little piggy. Start now and you will have extra cash for those end of year parties, Christmas presents or to give to your favourite charity.
2 – Buy now, save later
The Summer sales may be coming to an end, but there is still time to purchase those little stocking fillers. For instance, if you have friends and family who love cosmetics and toiletries, take advantage of the last of the sales and stock up now. Don’t wait until December when the prices are jacked up just because the item is packaged in a special edition Christmas box, which is going to be covered in Christmas wrapping paper anyway.
3 – Start a Christmas Fund
From tomorrow (Monday 4th September 2017), put aside 5-10% of your wages or salary in a separate bank account. If you can save say £10 a week, every week until Christmas, you will have around £160 by Christmas. That should buy a round of Crimbo drinks!
But don’t just stop there … if you adopt these simple saving techniques in the New Year, by next Christmas you could save hundreds, maybe even thousands.
Have you got any tips for saving cash between now and the end of the year? Please share in the comment box below.
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